C-

Rockwood, TN

Source:

Affordability Score: 51/100

Population: 13,108 · 1 ZIP codes

The affordability dashboard for Rockwood, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 13,108 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $55,856, median home value of $177,500, median rent of $814 per month, and 13.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,092 per month (studio $912, 1BR $918, 3BR $1,432, 4BR $1,832). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 8.5% and poverty 20.0% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,856
Median household income
Education F
13.0%
Bachelor's degree or higher
Housing C+
3.2x
Home value $177,500 vs income
Commute D
27 min
Average commute time
Rent B
$1,092/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,811/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$55,856
▼ 10% vs national
Per Capita Income
$32,434
Unemployment Rate
8.5%
Poverty Rate
20.0%

Housing

Median Home Value
$177,500
▼ 35% vs national
Median Rent
$814/mo
Owner Occupied
69.3%
2BR Fair Market Rent
$1,092/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$912
1BR
$918
2BR
$1,092
3BR
$1,432
4BR
$1,832

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.0%
▼ 17 ppt vs national
High School+
56.7%
Median Age
48.4
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
12% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Rockwood, TN receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 13,108. Challenges include education. Data was unavailable for safety – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Rockwood, TN affordable?
Rockwood, TN receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,856. Median home value is $177,500.
What is the cost of living in Rockwood?
Key cost metrics: Median rent $814/mo. 2BR fair market rent $1,092/mo. Infant childcare $6,811/yr. Median home value $177,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →