B

Roland, IA

Source:

Affordability Score: 72/100

Population: 1,550 · 1 ZIP codes

The affordability dashboard for Roland, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,550 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $85,046, median home value of $198,900, median rent of $1,105 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,153 per month (studio $972, 1BR $1,026, 3BR $1,601, 4BR $1,934). Department of Labor data lists infant center-based childcare at $8,858 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Roland, IA include housing, rent. Unemployment currently reads 0.8% and poverty 1.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$85,046
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing A-
2.3x
Home value $198,900 vs income
Commute C
24 min
Average commute time
Rent A
$1,153/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,858/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$85,046
▲ 37% vs national
Per Capita Income
$45,221
Unemployment Rate
0.8%
Poverty Rate
1.1%

Housing

Median Home Value
$198,900
▼ 28% vs national
Median Rent
$1,105/mo
Owner Occupied
85.8%
2BR Fair Market Rent
$1,153/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$972
1BR
$1,026
2BR
$1,153
3BR
$1,601
4BR
$1,934

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
52.8%
Median Age
41.9
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$8,858/yr
10% of income
Toddler (Center)
$7,633/yr
Preschool (Center)
$7,633/yr
School-Age (Center)
$6,106/yr

What This Means

Roland, IA receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 1,550. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Roland, IA affordable?
Roland, IA receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $85,046. Median home value is $198,900.
What is the cost of living in Roland?
Key cost metrics: Median rent $1,105/mo. 2BR fair market rent $1,153/mo. Infant childcare $8,858/yr. Median home value $198,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →