C+

Roscoe, NY

Source:

Affordability Score: 64/100

Population: 2,180 · 1 ZIP codes

The affordability dashboard for Roscoe, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,180 residents, then layers in county-level federal data to produce an overall grade of C+ (64/100). The headline inputs are median household income of $84,211, median home value of $248,200, median rent of $1,181 per month, and 37.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $995, 1BR $1,070, 3BR $1,811, 4BR $1,891). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Roscoe, NY include rent. Pressure points are commute. Unemployment currently reads 1.8% and poverty 9.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,211
Median household income
Education B-
37.6%
Bachelor's degree or higher
Housing B-
2.9x
Home value $248,200 vs income
Commute F
31 min
Average commute time
Rent A-
$1,302/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$84,211
▲ 36% vs national
Per Capita Income
$44,729
Unemployment Rate
1.8%
Poverty Rate
9.7%

Housing

Median Home Value
$248,200
▼ 10% vs national
Median Rent
$1,181/mo
Owner Occupied
88.4%
2BR Fair Market Rent
$1,302/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,070
2BR
$1,302
3BR
$1,811
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.6%
▲ 8 ppt vs national
High School+
65.6%
Median Age
56.4
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
15% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Roscoe, NY receives an overall affordability grade of C+ (64/100), aggregated from 1 ZIP codes with a total population of 2,180. This area performs well in rent. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Roscoe, NY affordable?
Roscoe, NY receives an overall affordability grade of C+ (64/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,211. Median home value is $248,200.
What is the cost of living in Roscoe?
Key cost metrics: Median rent $1,181/mo. 2BR fair market rent $1,302/mo. Infant childcare $12,844/yr. Median home value $248,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →