C

Rotterdam Junction, NY

Source:

Affordability Score: 55/100

Population: 914 · 1 ZIP codes

The affordability dashboard for Rotterdam Junction, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 914 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $79,776, median home value of $231,600, median rent of per month, and 9.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 8.4% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,776
Median household income
Education F
9.9%
Bachelor's degree or higher
Housing B
2.9x
Home value $231,600 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,702/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,028/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$79,776
▲ 29% vs national
Per Capita Income
$41,463
Unemployment Rate
8.4%
Poverty Rate
0.0%

Housing

Median Home Value
$231,600
▼ 16% vs national
Median Rent
Owner Occupied
98.4%
2BR Fair Market Rent
$1,702/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,217
1BR
$1,417
2BR
$1,702
3BR
$2,041
4BR
$2,253

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.9%
▼ 20 ppt vs national
High School+
41.1%
Median Age
40.5
Avg. Commute

Childcare Costs

Infant (Center)
$15,028/yr
19% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Rotterdam Junction, NY receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 914. Challenges include education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Rotterdam Junction, NY affordable?
Rotterdam Junction, NY receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,776. Median home value is $231,600.
What is the cost of living in Rotterdam Junction?
Key cost metrics: 2BR fair market rent $1,702/mo. Infant childcare $15,028/yr. Median home value $231,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →