F

Rouses Point, NY

Source:

Affordability Score: 37/100

Population: 2,304 · 1 ZIP codes

The affordability dashboard for Rouses Point, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,304 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $45,850, median home value of $190,900, median rent of $737 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,246 per month (studio $973, 1BR $980, 3BR $1,494, 4BR $1,650). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 28% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 5.1% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,850
Median household income
Education F
24.4%
Bachelor's degree or higher
Housing F
4.2x
Home value $190,900 vs income
Commute C+
23 min
Average commute time
Rent D
$1,246/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (28% of income)

Income & Employment

Median Income
$45,850
▼ 26% vs national
Per Capita Income
$33,324
Unemployment Rate
5.1%
Poverty Rate
12.0%

Housing

Median Home Value
$190,900
▼ 31% vs national
Median Rent
$737/mo
Owner Occupied
59.8%
2BR Fair Market Rent
$1,246/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$973
1BR
$980
2BR
$1,246
3BR
$1,494
4BR
$1,650

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.4%
▼ 6 ppt vs national
High School+
63.6%
Median Age
45.6
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
28% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Rouses Point, NY receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 2,304. Challenges include income and education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Rouses Point, NY affordable?
Rouses Point, NY receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,850. Median home value is $190,900.
What is the cost of living in Rouses Point?
Key cost metrics: Median rent $737/mo. 2BR fair market rent $1,246/mo. Infant childcare $12,844/yr. Median home value $190,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →