D

Rowe, MA

Source:

Affordability Score: 44/100

Population: 522 · 1 ZIP codes

The affordability dashboard for Rowe, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 522 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $72,813, median home value of $286,000, median rent of $1,313 per month, and 34.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,866 per month (studio $1,287, 1BR $1,422, 3BR $2,237, 4BR $2,471). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, childcare. Unemployment currently reads 3.7% and poverty 13.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$72,813
Median household income
Education C
34.0%
Bachelor's degree or higher
Housing F
3.9x
Home value $286,000 vs income
Commute F
36 min
Average commute time
Rent D
$1,866/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$72,813
▲ 17% vs national
Per Capita Income
$39,416
Unemployment Rate
3.7%
Poverty Rate
13.1%

Housing

Median Home Value
$286,000
▲ 4% vs national
Median Rent
$1,313/mo
Owner Occupied
87.3%
2BR Fair Market Rent
$1,866/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,287
1BR
$1,422
2BR
$1,866
3BR
$2,237
4BR
$2,471

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.0%
▲ 4 ppt vs national
High School+
65.1%
Median Age
48.3
Avg. Commute
36 min
▲ 10 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
24% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Rowe, MA receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 522. Challenges include housing and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Rowe, MA affordable?
Rowe, MA receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,813. Median home value is $286,000.
What is the cost of living in Rowe?
Key cost metrics: Median rent $1,313/mo. 2BR fair market rent $1,866/mo. Infant childcare $17,160/yr. Median home value $286,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →