D

Russells Point, OH

Source:

Affordability Score: 47/100

Population: 1,984 · 1 ZIP codes

The affordability dashboard for Russells Point, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,984 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $51,426, median home value of $173,000, median rent of $637 per month, and 25.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,027 per month (studio $777, 1BR $783, 3BR $1,251, 4BR $1,360). Department of Labor data lists infant center-based childcare at $11,537 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, childcare. Unemployment currently reads 4.1% and poverty 21.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,426
Median household income
Education D
25.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $173,000 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,027/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,537/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$51,426
▼ 17% vs national
Per Capita Income
$37,457
Unemployment Rate
4.1%
Poverty Rate
21.0%

Housing

Median Home Value
$173,000
▼ 37% vs national
Median Rent
$637/mo
Owner Occupied
66.2%
2BR Fair Market Rent
$1,027/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$777
1BR
$783
2BR
$1,027
3BR
$1,251
4BR
$1,360

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.7%
▼ 4 ppt vs national
High School+
67.6%
Median Age
48.6
Avg. Commute

Childcare Costs

Infant (Center)
$11,537/yr
22% of income
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$6,552/yr

What This Means

Russells Point, OH receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 1,984. Challenges include income and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Russells Point, OH affordable?
Russells Point, OH receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,426. Median home value is $173,000.
What is the cost of living in Russells Point?
Key cost metrics: Median rent $637/mo. 2BR fair market rent $1,027/mo. Infant childcare $11,537/yr. Median home value $173,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →