B-

Ruthven, IA

Source:

Affordability Score: 67/100

Population: 1,310 · 1 ZIP codes

The affordability dashboard for Ruthven, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,310 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $64,583, median home value of $150,500, median rent of $638 per month, and 29.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $700, 3BR $1,222, 4BR $1,227). Department of Labor data lists infant center-based childcare at $7,736 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ruthven, IA include housing, rent. Unemployment currently reads 0.9% and poverty 12.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,583
Median household income
Education D
29.0%
Bachelor's degree or higher
Housing A-
2.3x
Home value $150,500 vs income
Commute N/A
N/A
Average commute time
Rent A
$919/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$7,736/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$64,583
▲ 4% vs national
Per Capita Income
$33,049
Unemployment Rate
0.9%
Poverty Rate
12.9%

Housing

Median Home Value
$150,500
▼ 45% vs national
Median Rent
$638/mo
Owner Occupied
82.1%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$700
2BR
$919
3BR
$1,222
4BR
$1,227

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.0%
▼ 1 ppt vs national
High School+
64.0%
Median Age
46.8
Avg. Commute

Childcare Costs

Infant (Center)
$7,736/yr
12% of income
Toddler (Center)
$6,666/yr
Preschool (Center)
$6,666/yr
School-Age (Center)
$5,333/yr

What This Means

Ruthven, IA receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 1,310. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ruthven, IA affordable?
Ruthven, IA receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,583. Median home value is $150,500.
What is the cost of living in Ruthven?
Key cost metrics: Median rent $638/mo. 2BR fair market rent $919/mo. Infant childcare $7,736/yr. Median home value $150,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →