D

Saint Albans, VT

Source:

Affordability Score: 44/100

Population: 14,449 · 1 ZIP codes

The affordability dashboard for Saint Albans, VT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,449 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $71,203, median home value of $316,400, median rent of $1,227 per month, and 31.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,140 per month (studio $1,497, 1BR $1,651, 3BR $2,745, 4BR $2,833).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent. Unemployment currently reads 1.6% and poverty 12.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,203
Median household income
Education C-
31.0%
Bachelor's degree or higher
Housing F
4.4x
Home value $316,400 vs income
Commute C
25 min
Average commute time
Rent F
$2,140/mo
2BR fair market rent (36% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$71,203
▲ 15% vs national
Per Capita Income
$41,852
Unemployment Rate
1.6%
Poverty Rate
12.2%

Housing

Median Home Value
$316,400
▲ 15% vs national
Median Rent
$1,227/mo
Owner Occupied
68.1%
2BR Fair Market Rent
$2,140/mo
▲ 78% vs national

Fair Market Rents by Bedroom

Studio
$1,497
1BR
$1,651
2BR
$2,140
3BR
$2,745
4BR
$2,833

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.0%
▲ 1 ppt vs national
High School+
63.9%
Median Age
40.8
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Saint Albans, VT receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 14,449. Challenges include housing and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Saint Albans ZIP Codes
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What are common questions about this dashboard?

Is Saint Albans, VT affordable?
Saint Albans, VT receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,203. Median home value is $316,400.
What is the cost of living in Saint Albans?
Key cost metrics: Median rent $1,227/mo. 2BR fair market rent $2,140/mo. Median home value $316,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →