A-

Saint Clair, MN

Source:

Affordability Score: 80/100

Population: 770 · 1 ZIP codes

The affordability dashboard for Saint Clair, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 770 residents, then layers in county-level federal data to produce an overall grade of A- (80/100). The headline inputs are median household income of $105,398, median home value of $214,900, median rent of $750 per month, and 29.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,171 per month (studio $971, 1BR $977, 3BR $1,629, 4BR $1,916). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Saint Clair, MN include income, housing, rent. Unemployment currently reads 2.4% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$105,398
Median household income
Education D
29.8%
Bachelor's degree or higher
Housing A
2.0x
Home value $214,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,171/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$10,972/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$105,398
▲ 70% vs national
Per Capita Income
$39,488
Unemployment Rate
2.4%
Poverty Rate
5.2%

Housing

Median Home Value
$214,900
▼ 22% vs national
Median Rent
$750/mo
Owner Occupied
94.2%
2BR Fair Market Rent
$1,171/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$971
1BR
$977
2BR
$1,171
3BR
$1,629
4BR
$1,916

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.8%
▼ 0 ppt vs national
High School+
56.0%
Median Age
43.5
Avg. Commute

Childcare Costs

Infant (Center)
$10,972/yr
10% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Saint Clair, MN receives an overall affordability grade of A- (80/100), aggregated from 1 ZIP codes with a total population of 770. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Saint Clair, MN affordable?
Saint Clair, MN receives an overall affordability grade of A- (80/100) based on Census, HUD, FBI, and DOL data. Median household income is $105,398. Median home value is $214,900.
What is the cost of living in Saint Clair?
Key cost metrics: Median rent $750/mo. 2BR fair market rent $1,171/mo. Infant childcare $10,972/yr. Median home value $214,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →