D

Saint Clair, MO

Source:

Affordability Score: 46/100

Population: 11,798 · 1 ZIP codes

The affordability dashboard for Saint Clair, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,798 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $56,281, median home value of $178,200, median rent of $957 per month, and 15.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,218 per month (studio $955, 1BR $995, 3BR $1,568, 4BR $1,812).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 7.2% and poverty 10.9% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,281
Median household income
Education F
15.3%
Bachelor's degree or higher
Housing C+
3.2x
Home value $178,200 vs income
Commute F
33 min
Average commute time
Rent C+
$1,218/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$56,281
▼ 9% vs national
Per Capita Income
$29,584
Unemployment Rate
7.2%
Poverty Rate
10.9%

Housing

Median Home Value
$178,200
▼ 35% vs national
Median Rent
$957/mo
Owner Occupied
69.8%
2BR Fair Market Rent
$1,218/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$955
1BR
$995
2BR
$1,218
3BR
$1,568
4BR
$1,812

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.3%
▼ 15 ppt vs national
High School+
56.4%
Median Age
39.2
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Saint Clair, MO receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 11,798. Challenges include education and commute. Data was unavailable for safety, childcare – these dimensions were excluded from the overall score.

Other City Dashboards in MO

Explore Saint Clair ZIP Codes
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What are common questions about this dashboard?

Is Saint Clair, MO affordable?
Saint Clair, MO receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,281. Median home value is $178,200.
What is the cost of living in Saint Clair?
Key cost metrics: Median rent $957/mo. 2BR fair market rent $1,218/mo. Median home value $178,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →