B+

Saint Peters, MO

Source:

Affordability Score: 76/100

Population: 70,828 · 1 ZIP codes

The affordability dashboard for Saint Peters, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 70,828 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $96,393, median home value of $275,400, median rent of $1,349 per month, and 38.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,218 per month (studio $955, 1BR $995, 3BR $1,568, 4BR $1,812).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Saint Peters, MO include income, rent. Unemployment currently reads 2.7% and poverty 4.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$96,393
Median household income
Education B-
38.8%
Bachelor's degree or higher
Housing B
2.9x
Home value $275,400 vs income
Commute C+
23 min
Average commute time
Rent A
$1,218/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$96,393
▲ 55% vs national
Per Capita Income
$46,330
Unemployment Rate
2.7%
Poverty Rate
4.7%

Housing

Median Home Value
$275,400
▲ 0% vs national
Median Rent
$1,349/mo
Owner Occupied
81.3%
2BR Fair Market Rent
$1,218/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$955
1BR
$995
2BR
$1,218
3BR
$1,568
4BR
$1,812

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.8%
▲ 9 ppt vs national
High School+
62.1%
Median Age
40.9
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Saint Peters, MO receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 70,828. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Saint Peters ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Saint Peters, MO affordable?
Saint Peters, MO receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $96,393. Median home value is $275,400.
What is the cost of living in Saint Peters?
Key cost metrics: Median rent $1,349/mo. 2BR fair market rent $1,218/mo. Median home value $275,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →