C

Saint Regis, MT

Source:

Affordability Score: 55/100

Population: 943 · 1 ZIP codes

The affordability dashboard for Saint Regis, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 943 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $73,462, median home value of $343,700, median rent of $888 per month, and 40.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,361 per month (studio $941, 1BR $1,083, 3BR $1,632, 4BR $1,915). Department of Labor data lists infant center-based childcare at $11,428 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.9% and poverty 9.5% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$73,462
Median household income
Education B
40.4%
Bachelor's degree or higher
Housing F
4.7x
Home value $343,700 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,361/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,428/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$73,462
▲ 18% vs national
Per Capita Income
$44,935
Unemployment Rate
4.9%
Poverty Rate
9.5%

Housing

Median Home Value
$343,700
▲ 25% vs national
Median Rent
$888/mo
Owner Occupied
81.9%
2BR Fair Market Rent
$1,361/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$941
1BR
$1,083
2BR
$1,361
3BR
$1,632
4BR
$1,915

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.4%
▲ 10 ppt vs national
High School+
62.4%
Median Age
49.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,428/yr
16% of income
Toddler (Center)
$11,832/yr
Preschool (Center)
$10,203/yr
School-Age (Center)
$10,203/yr

What This Means

Saint Regis, MT receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 943. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Saint Regis, MT affordable?
Saint Regis, MT receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $73,462. Median home value is $343,700.
What is the cost of living in Saint Regis?
Key cost metrics: Median rent $888/mo. 2BR fair market rent $1,361/mo. Infant childcare $11,428/yr. Median home value $343,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →