Saint Xavier, MT

The affordability dashboard for Saint Xavier, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 289 residents, then layers in county-level federal data to produce an overall grade of F (4/100). The headline inputs are median household income of $24,063, median home value of $211,600, median rent of — per month, and 9.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $976, 1BR $992, 3BR $1,657, 4BR $2,115). Department of Labor data lists infant center-based childcare at $11,331 per year, consuming 47% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 8.2% and poverty 20.2% — numbers worth keeping alongside the headline grade.