F

Sale Creek, TN

Source:

Affordability Score: 33/100

Population: 3,074 · 1 ZIP codes

The affordability dashboard for Sale Creek, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,074 residents, then layers in county-level federal data to produce an overall grade of F (33/100). The headline inputs are median household income of $54,974, median home value of $310,800, median rent of $1,027 per month, and 15.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,390 per month (studio $1,211, 1BR $1,263, 3BR $1,734, 4BR $1,853). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 3.0% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,974
Median household income
Education F
15.9%
Bachelor's degree or higher
Housing F
5.7x
Home value $310,800 vs income
Commute N/A
N/A
Average commute time
Rent D
$1,390/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,007/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$54,974
▼ 11% vs national
Per Capita Income
$32,416
Unemployment Rate
3.0%
Poverty Rate
5.2%

Housing

Median Home Value
$310,800
▲ 13% vs national
Median Rent
$1,027/mo
Owner Occupied
86.6%
2BR Fair Market Rent
$1,390/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$1,211
1BR
$1,263
2BR
$1,390
3BR
$1,734
4BR
$1,853

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.9%
▼ 14 ppt vs national
High School+
46.9%
Median Age
49.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,007/yr
20% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Sale Creek, TN receives an overall affordability grade of F (33/100), aggregated from 1 ZIP codes with a total population of 3,074. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Sale Creek, TN affordable?
Sale Creek, TN receives an overall affordability grade of F (33/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,974. Median home value is $310,800.
What is the cost of living in Sale Creek?
Key cost metrics: Median rent $1,027/mo. 2BR fair market rent $1,390/mo. Infant childcare $11,007/yr. Median home value $310,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →