C

Salem, NY

Source:

Affordability Score: 58/100

Population: 3,663 · 1 ZIP codes

The affordability dashboard for Salem, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,663 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $71,983, median home value of $192,900, median rent of $955 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,348 per month (studio $1,041, 1BR $1,066, 3BR $1,742, 4BR $1,785). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Salem, NY include housing. Pressure points are commute. Unemployment currently reads 9.9% and poverty 17.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,983
Median household income
Education D
27.5%
Bachelor's degree or higher
Housing B+
2.7x
Home value $192,900 vs income
Commute F
31 min
Average commute time
Rent B
$1,348/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$71,983
▲ 16% vs national
Per Capita Income
$37,648
Unemployment Rate
9.9%
Poverty Rate
17.2%

Housing

Median Home Value
$192,900
▼ 30% vs national
Median Rent
$955/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$1,348/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,041
1BR
$1,066
2BR
$1,348
3BR
$1,742
4BR
$1,785

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.5%
▼ 2 ppt vs national
High School+
58.6%
Median Age
50.1
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
18% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Salem, NY receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 3,663. This area performs well in housing. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Salem, NY affordable?
Salem, NY receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,983. Median home value is $192,900.
What is the cost of living in Salem?
Key cost metrics: Median rent $955/mo. 2BR fair market rent $1,348/mo. Infant childcare $12,844/yr. Median home value $192,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →