C+

Sauk Rapids, MN

Source:

Affordability Score: 61/100

Population: 16,163 · 1 ZIP codes

The affordability dashboard for Sauk Rapids, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,163 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $76,138, median home value of $272,400, median rent of $993 per month, and 29.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,206 per month (studio $874, 1BR $919, 3BR $1,604, 4BR $1,873). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sauk Rapids, MN include commute, rent. Unemployment currently reads 3.8% and poverty 6.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,138
Median household income
Education D
29.4%
Bachelor's degree or higher
Housing D
3.6x
Home value $272,400 vs income
Commute B+
20 min
Average commute time
Rent A-
$1,206/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$76,138
▲ 23% vs national
Per Capita Income
$39,718
Unemployment Rate
3.8%
Poverty Rate
6.7%

Housing

Median Home Value
$272,400
▼ 1% vs national
Median Rent
$993/mo
Owner Occupied
65.7%
2BR Fair Market Rent
$1,206/mo
▲ 1% vs national

Fair Market Rents by Bedroom

Studio
$874
1BR
$919
2BR
$1,206
3BR
$1,604
4BR
$1,873

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.4%
▼ 1 ppt vs national
High School+
58.9%
Median Age
36.5
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$10,695/yr
School-Age (Center)
$8,840/yr

What This Means

Sauk Rapids, MN receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 16,163. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Sauk Rapids, MN affordable?
Sauk Rapids, MN receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,138. Median home value is $272,400.
What is the cost of living in Sauk Rapids?
Key cost metrics: Median rent $993/mo. 2BR fair market rent $1,206/mo. Infant childcare $12,844/yr. Median home value $272,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →