C-

Seneca, MO

Source:

Affordability Score: 53/100

Population: 5,997 · 1 ZIP codes

The affordability dashboard for Seneca, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,997 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $60,846, median home value of $205,100, median rent of $816 per month, and 12.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $947 per month (studio $760, 1BR $765, 3BR $1,237, 4BR $1,285).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Seneca, MO include rent. Pressure points are education. Unemployment currently reads 2.4% and poverty 16.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,846
Median household income
Education F
12.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $205,100 vs income
Commute C-
25 min
Average commute time
Rent A-
$947/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$60,846
▼ 2% vs national
Per Capita Income
$30,201
Unemployment Rate
2.4%
Poverty Rate
16.4%

Housing

Median Home Value
$205,100
▼ 25% vs national
Median Rent
$816/mo
Owner Occupied
78.6%
2BR Fair Market Rent
$947/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$760
1BR
$765
2BR
$947
3BR
$1,237
4BR
$1,285

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.8%
▼ 17 ppt vs national
High School+
48.6%
Median Age
38.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Seneca, MO receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 5,997. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Seneca ZIP Codes
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What are common questions about this dashboard?

Is Seneca, MO affordable?
Seneca, MO receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,846. Median home value is $205,100.
What is the cost of living in Seneca?
Key cost metrics: Median rent $816/mo. 2BR fair market rent $947/mo. Median home value $205,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →