A-

Sergeant Bluff, IA

Source:

Affordability Score: 83/100

Population: 5,110 · 1 ZIP codes

The affordability dashboard for Sergeant Bluff, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,110 residents, then layers in county-level federal data to produce an overall grade of A- (83/100). The headline inputs are median household income of $119,716, median home value of $301,900, median rent of $1,156 per month, and 36.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,154 per month (studio $796, 1BR $925, 3BR $1,386, 4BR $1,528). Department of Labor data lists infant center-based childcare at $8,623 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sergeant Bluff, IA include income, housing, rent, childcare. Unemployment currently reads 1.6% and poverty 8.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$119,716
Median household income
Education C+
36.8%
Bachelor's degree or higher
Housing A-
2.5x
Home value $301,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,154/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$8,623/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$119,716
▲ 93% vs national
Per Capita Income
$47,922
Unemployment Rate
1.6%
Poverty Rate
8.9%

Housing

Median Home Value
$301,900
▲ 10% vs national
Median Rent
$1,156/mo
Owner Occupied
75.3%
2BR Fair Market Rent
$1,154/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$796
1BR
$925
2BR
$1,154
3BR
$1,386
4BR
$1,528

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.8%
▲ 7 ppt vs national
High School+
63.3%
Median Age
37.0
Avg. Commute

Childcare Costs

Infant (Center)
$8,623/yr
7% of income
Toddler (Center)
$7,430/yr
Preschool (Center)
$7,430/yr
School-Age (Center)
$5,944/yr

What This Means

Sergeant Bluff, IA receives an overall affordability grade of A- (83/100), aggregated from 1 ZIP codes with a total population of 5,110. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sergeant Bluff ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Sergeant Bluff, IA affordable?
Sergeant Bluff, IA receives an overall affordability grade of A- (83/100) based on Census, HUD, FBI, and DOL data. Median household income is $119,716. Median home value is $301,900.
What is the cost of living in Sergeant Bluff?
Key cost metrics: Median rent $1,156/mo. 2BR fair market rent $1,154/mo. Infant childcare $8,623/yr. Median home value $301,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →