B

Seward, NE

Source:

Affordability Score: 70/100

Population: 8,576 · 1 ZIP codes

The affordability dashboard for Seward, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,576 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $81,466, median home value of $271,900, median rent of $1,035 per month, and 40.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $967 per month (studio $730, 1BR $756, 3BR $1,345, 4BR $1,450). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Seward, NE include rent. Unemployment currently reads 1.5% and poverty 8.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,466
Median household income
Education B
40.0%
Bachelor's degree or higher
Housing C
3.3x
Home value $271,900 vs income
Commute C+
23 min
Average commute time
Rent A+
$967/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$9,737/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$81,466
▲ 31% vs national
Per Capita Income
$37,099
Unemployment Rate
1.5%
Poverty Rate
8.0%

Housing

Median Home Value
$271,900
▼ 1% vs national
Median Rent
$1,035/mo
Owner Occupied
65.6%
2BR Fair Market Rent
$967/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$730
1BR
$756
2BR
$967
3BR
$1,345
4BR
$1,450

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.0%
▲ 10 ppt vs national
High School+
64.7%
Median Age
36.2
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
12% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Seward, NE receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 8,576. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Seward ZIP Codes
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What are common questions about this dashboard?

Is Seward, NE affordable?
Seward, NE receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,466. Median home value is $271,900.
What is the cost of living in Seward?
Key cost metrics: Median rent $1,035/mo. 2BR fair market rent $967/mo. Infant childcare $9,737/yr. Median home value $271,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →