F

Shade, OH

Source:

Affordability Score: 38/100

Population: 765 · 1 ZIP codes

The affordability dashboard for Shade, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 765 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $43,856, median home value of $166,900, median rent of per month, and 17.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $722, 1BR $758, 3BR $1,167, 4BR $1,552). Department of Labor data lists infant center-based childcare at $9,025 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 10.2% and poverty 25.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,856
Median household income
Education F
17.3%
Bachelor's degree or higher
Housing D
3.8x
Home value $166,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$973/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,025/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$43,856
▼ 29% vs national
Per Capita Income
$24,579
Unemployment Rate
10.2%
Poverty Rate
25.1%

Housing

Median Home Value
$166,900
▼ 39% vs national
Median Rent
Owner Occupied
87.6%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$722
1BR
$758
2BR
$973
3BR
$1,167
4BR
$1,552

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.3%
▼ 13 ppt vs national
High School+
67.8%
Median Age
46.3
Avg. Commute

Childcare Costs

Infant (Center)
$9,025/yr
21% of income
Toddler (Center)
$8,320/yr
Preschool (Center)
$7,384/yr
School-Age (Center)
$5,200/yr

What This Means

Shade, OH receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 765. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Shade, OH affordable?
Shade, OH receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,856. Median home value is $166,900.
What is the cost of living in Shade?
Key cost metrics: 2BR fair market rent $973/mo. Infant childcare $9,025/yr. Median home value $166,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →