C+

Shady Valley, TN

Source:

Affordability Score: 60/100

Population: 1,018 · 1 ZIP codes

The affordability dashboard for Shady Valley, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,018 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $53,333, median home value of $164,300, median rent of $1,137 per month, and 37.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $724, 1BR $844, 3BR $1,273, 4BR $1,289). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Shady Valley, TN include rent. Unemployment currently reads 1.8% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,333
Median household income
Education C+
37.1%
Bachelor's degree or higher
Housing C+
3.1x
Home value $164,300 vs income
Commute N/A
N/A
Average commute time
Rent B+
$925/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,811/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$53,333
▼ 14% vs national
Per Capita Income
$34,644
Unemployment Rate
1.8%
Poverty Rate
6.6%

Housing

Median Home Value
$164,300
▼ 40% vs national
Median Rent
$1,137/mo
Owner Occupied
85.9%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$724
1BR
$844
2BR
$925
3BR
$1,273
4BR
$1,289

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.1%
▲ 7 ppt vs national
High School+
67.1%
Median Age
53.1
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
13% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Shady Valley, TN receives an overall affordability grade of C+ (60/100), aggregated from 1 ZIP codes with a total population of 1,018. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Shady Valley, TN affordable?
Shady Valley, TN receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,333. Median home value is $164,300.
What is the cost of living in Shady Valley?
Key cost metrics: Median rent $1,137/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $164,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →