B

Side Lake, MN

Source:

Affordability Score: 70/100

Population: 734 · 1 ZIP codes

The affordability dashboard for Side Lake, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 734 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $101,406, median home value of $392,900, median rent of $1,313 per month, and 37.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,232 per month (studio $849, 1BR $978, 3BR $1,689, 4BR $2,067). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Side Lake, MN include income, rent. Unemployment currently reads 7.5% and poverty 2.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$101,406
Median household income
Education C+
37.0%
Bachelor's degree or higher
Housing D
3.9x
Home value $392,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,232/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$10,972/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$101,406
▲ 64% vs national
Per Capita Income
$48,046
Unemployment Rate
7.5%
Poverty Rate
2.3%

Housing

Median Home Value
$392,900
▲ 43% vs national
Median Rent
$1,313/mo
Owner Occupied
95.2%
2BR Fair Market Rent
$1,232/mo
▲ 3% vs national

Fair Market Rents by Bedroom

Studio
$849
1BR
$978
2BR
$1,232
3BR
$1,689
4BR
$2,067

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.0%
▲ 7 ppt vs national
High School+
57.4%
Median Age
60.2
Avg. Commute

Childcare Costs

Infant (Center)
$10,972/yr
11% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Side Lake, MN receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 734. This area performs well in income and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Side Lake, MN affordable?
Side Lake, MN receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $101,406. Median home value is $392,900.
What is the cost of living in Side Lake?
Key cost metrics: Median rent $1,313/mo. 2BR fair market rent $1,232/mo. Infant childcare $10,972/yr. Median home value $392,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →