B

Signal Mountain, TN

Source:

Affordability Score: 70/100

Population: 15,310 · 1 ZIP codes

The affordability dashboard for Signal Mountain, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 15,310 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $119,636, median home value of $529,500, median rent of $1,614 per month, and 59.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,390 per month (studio $1,211, 1BR $1,263, 3BR $1,734, 4BR $1,853). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Signal Mountain, TN include income, education, rent, childcare. Pressure points are housing. Unemployment currently reads 2.8% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$119,636
Median household income
Education A+
59.0%
Bachelor's degree or higher
Housing F
4.4x
Home value $529,500 vs income
Commute D
28 min
Average commute time
Rent A+
$1,390/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$11,007/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$119,636
▲ 93% vs national
Per Capita Income
$68,322
Unemployment Rate
2.8%
Poverty Rate
5.2%

Housing

Median Home Value
$529,500
▲ 93% vs national
Median Rent
$1,614/mo
Owner Occupied
85.9%
2BR Fair Market Rent
$1,390/mo
▲ 16% vs national

Fair Market Rents by Bedroom

Studio
$1,211
1BR
$1,263
2BR
$1,390
3BR
$1,734
4BR
$1,853

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
59.0%
▲ 29 ppt vs national
High School+
72.7%
Median Age
45.0
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
9% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Signal Mountain, TN receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 15,310. This area performs well in income and education and rent and childcare. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Signal Mountain, TN affordable?
Signal Mountain, TN receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $119,636. Median home value is $529,500.
What is the cost of living in Signal Mountain?
Key cost metrics: Median rent $1,614/mo. 2BR fair market rent $1,390/mo. Infant childcare $11,007/yr. Median home value $529,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →