C

Smithton, MO

Source:

Affordability Score: 55/100

Population: 1,822 · 1 ZIP codes

The affordability dashboard for Smithton, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,822 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $60,509, median home value of $198,300, median rent of per month, and 24.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $978 per month (studio $740, 1BR $745, 3BR $1,268, 4BR $1,411).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Smithton, MO include rent. Pressure points are education. Unemployment currently reads 4.6% and poverty 11.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,509
Median household income
Education F
24.1%
Bachelor's degree or higher
Housing C
3.3x
Home value $198,300 vs income
Commute D
28 min
Average commute time
Rent A-
$978/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$60,509
▼ 2% vs national
Per Capita Income
$28,914
Unemployment Rate
4.6%
Poverty Rate
11.5%

Housing

Median Home Value
$198,300
▼ 28% vs national
Median Rent
Owner Occupied
78.7%
2BR Fair Market Rent
$978/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$740
1BR
$745
2BR
$978
3BR
$1,268
4BR
$1,411

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.1%
▼ 6 ppt vs national
High School+
62.7%
Median Age
41.6
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Smithton, MO receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,822. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Smithton ZIP Codes
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What are common questions about this dashboard?

Is Smithton, MO affordable?
Smithton, MO receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,509. Median home value is $198,300.
What is the cost of living in Smithton?
Key cost metrics: 2BR fair market rent $978/mo. Median home value $198,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →