B-

Smithville, MO

Source:

Affordability Score: 69/100

Population: 11,470 · 1 ZIP codes

The affordability dashboard for Smithville, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 11,470 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $101,009, median home value of $327,200, median rent of $1,294 per month, and 34.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Smithville, MO include income, rent. Unemployment currently reads 0.8% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$101,009
Median household income
Education C
34.3%
Bachelor's degree or higher
Housing C
3.2x
Home value $327,200 vs income
Commute D
28 min
Average commute time
Rent A
$1,358/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$101,009
▲ 63% vs national
Per Capita Income
$46,763
Unemployment Rate
0.8%
Poverty Rate
4.5%

Housing

Median Home Value
$327,200
▲ 19% vs national
Median Rent
$1,294/mo
Owner Occupied
83.1%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.3%
▲ 4 ppt vs national
High School+
61.0%
Median Age
39.8
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Smithville, MO receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 11,470. This area performs well in income and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Smithville, MO affordable?
Smithville, MO receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $101,009. Median home value is $327,200.
What is the cost of living in Smithville?
Key cost metrics: Median rent $1,294/mo. 2BR fair market rent $1,358/mo. Median home value $327,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →