C

Smyrna, TN

Source:

Affordability Score: 55/100

Population: 49,322 · 1 ZIP codes

The affordability dashboard for Smyrna, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 49,322 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $84,351, median home value of $365,400, median rent of $1,449 per month, and 28.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,730 per month (studio $1,507, 1BR $1,578, 3BR $2,211, 4BR $2,696). Department of Labor data lists infant center-based childcare at $11,007 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.5% and poverty 11.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,351
Median household income
Education D
28.4%
Bachelor's degree or higher
Housing F
4.3x
Home value $365,400 vs income
Commute D
27 min
Average commute time
Rent B-
$1,730/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,007/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$84,351
▲ 36% vs national
Per Capita Income
$36,953
Unemployment Rate
4.5%
Poverty Rate
11.5%

Housing

Median Home Value
$365,400
▲ 33% vs national
Median Rent
$1,449/mo
Owner Occupied
62.0%
2BR Fair Market Rent
$1,730/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,507
1BR
$1,578
2BR
$1,730
3BR
$2,211
4BR
$2,696

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.4%
▼ 2 ppt vs national
High School+
58.9%
Median Age
34.9
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$11,007/yr
13% of income
Toddler (Center)
$7,610/yr
Preschool (Center)
$7,610/yr
School-Age (Center)
$3,969/yr

What This Means

Smyrna, TN receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 49,322. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Smyrna ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Smyrna, TN affordable?
Smyrna, TN receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,351. Median home value is $365,400.
What is the cost of living in Smyrna?
Key cost metrics: Median rent $1,449/mo. 2BR fair market rent $1,730/mo. Infant childcare $11,007/yr. Median home value $365,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →