F

Somers, MT

Source:

Affordability Score: 37/100

Population: 1,648 · 1 ZIP codes

The affordability dashboard for Somers, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,648 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $60,152, median home value of $768,600, median rent of $1,148 per month, and 41.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,691 per month (studio $1,267, 1BR $1,289, 3BR $2,224, 4BR $2,837). Department of Labor data lists infant center-based childcare at $11,547 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 2.9% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,152
Median household income
Education B
41.0%
Bachelor's degree or higher
Housing F
12.8x
Home value $768,600 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,691/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,547/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$60,152
▼ 3% vs national
Per Capita Income
$48,099
Unemployment Rate
2.9%
Poverty Rate
6.6%

Housing

Median Home Value
$768,600
▲ 179% vs national
Median Rent
$1,148/mo
Owner Occupied
66.3%
2BR Fair Market Rent
$1,691/mo
▲ 41% vs national

Fair Market Rents by Bedroom

Studio
$1,267
1BR
$1,289
2BR
$1,691
3BR
$2,224
4BR
$2,837

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.0%
▲ 11 ppt vs national
High School+
64.3%
Median Age
59.0
Avg. Commute

Childcare Costs

Infant (Center)
$11,547/yr
19% of income
Toddler (Center)
$12,104/yr
Preschool (Center)
$10,326/yr
School-Age (Center)
$10,326/yr

What This Means

Somers, MT receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 1,648. Challenges include housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Somers ZIP Codes
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What are common questions about this dashboard?

Is Somers, MT affordable?
Somers, MT receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,152. Median home value is $768,600.
What is the cost of living in Somers?
Key cost metrics: Median rent $1,148/mo. 2BR fair market rent $1,691/mo. Infant childcare $11,547/yr. Median home value $768,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →