F

Somerset Center, MI

Source:

Affordability Score: 23/100

Population: 372 · 1 ZIP codes

The affordability dashboard for Somerset Center, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 372 residents, then layers in county-level federal data to produce an overall grade of F (23/100). The headline inputs are median household income of $34,911, median home value of , median rent of per month, and 0.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,002 per month (studio $691, 1BR $764, 3BR $1,252, 4BR $1,327). Department of Labor data lists infant center-based childcare at $6,469 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 0.0% and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$34,911
Median household income
Education F
0.0%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent F
$1,002/mo
2BR fair market rent (34% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,469/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$34,911
▼ 44% vs national
Per Capita Income
$22,289
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
Median Rent
Owner Occupied
87.8%
2BR Fair Market Rent
$1,002/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$691
1BR
$764
2BR
$1,002
3BR
$1,252
4BR
$1,327

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
0.0%
▼ 30 ppt vs national
High School+
67.1%
Median Age
65.6
Avg. Commute

Childcare Costs

Infant (Center)
$6,469/yr
19% of income
Toddler (Center)
$6,469/yr
Preschool (Center)
$5,354/yr
School-Age (Center)
$4,660/yr

What This Means

Somerset Center, MI receives an overall affordability grade of F (23/100), aggregated from 1 ZIP codes with a total population of 372. Challenges include income and education and rent and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Somerset Center ZIP Codes
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What are common questions about this dashboard?

Is Somerset Center, MI affordable?
Somerset Center, MI receives an overall affordability grade of F (23/100) based on Census, HUD, FBI, and DOL data. Median household income is $34,911.
What is the cost of living in Somerset Center?
Key cost metrics: 2BR fair market rent $1,002/mo. Infant childcare $6,469/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →