D

Somerville, AL

Source:

Affordability Score: 46/100

Population: 7,676 · 1 ZIP codes

The affordability dashboard for Somerville, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,676 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $51,864, median home value of $205,400, median rent of $781 per month, and 21.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $755, 1BR $776, 3BR $1,262, 4BR $1,550). Department of Labor data lists infant center-based childcare at $7,073 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, commute. Unemployment currently reads 4.9% and poverty 31.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,864
Median household income
Education F
21.9%
Bachelor's degree or higher
Housing F
4.0x
Home value $205,400 vs income
Commute F
31 min
Average commute time
Rent B
$961/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,073/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$51,864
▼ 16% vs national
Per Capita Income
$33,127
Unemployment Rate
4.9%
Poverty Rate
31.1%

Housing

Median Home Value
$205,400
▼ 25% vs national
Median Rent
$781/mo
Owner Occupied
74.9%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$755
1BR
$776
2BR
$961
3BR
$1,262
4BR
$1,550

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.9%
▼ 8 ppt vs national
High School+
47.6%
Median Age
39.9
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,073/yr
14% of income
Toddler (Center)
$6,997/yr
Preschool (Center)
$6,607/yr
School-Age (Center)
$5,870/yr

What This Means

Somerville, AL receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 7,676. Challenges include income and education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Somerville, AL affordable?
Somerville, AL receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,864. Median home value is $205,400.
What is the cost of living in Somerville?
Key cost metrics: Median rent $781/mo. 2BR fair market rent $961/mo. Infant childcare $7,073/yr. Median home value $205,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →