A-

South Bend, NE

Source:

Affordability Score: 80/100

Population: 252 · 1 ZIP codes

The affordability dashboard for South Bend, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 252 residents, then layers in county-level federal data to produce an overall grade of A- (80/100). The headline inputs are median household income of $138,281, median home value of $541,700, median rent of $960 per month, and 55.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,368 per month (studio $1,090, 1BR $1,148, 3BR $1,813, 4BR $2,046). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for South Bend, NE include income, education, rent, childcare. Unemployment currently reads 0.0% and poverty 5.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$138,281
Median household income
Education A
55.2%
Bachelor's degree or higher
Housing F
3.9x
Home value $541,700 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,368/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$9,737/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$138,281
▲ 123% vs national
Per Capita Income
$62,299
Unemployment Rate
0.0%
Poverty Rate
5.0%

Housing

Median Home Value
$541,700
▲ 97% vs national
Median Rent
$960/mo
Owner Occupied
94.5%
2BR Fair Market Rent
$1,368/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,148
2BR
$1,368
3BR
$1,813
4BR
$2,046

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
55.2%
▲ 25 ppt vs national
High School+
69.0%
Median Age
60.0
Avg. Commute

Childcare Costs

Infant (Center)
$9,737/yr
7% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

South Bend, NE receives an overall affordability grade of A- (80/100), aggregated from 1 ZIP codes with a total population of 252. This area performs well in income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is South Bend, NE affordable?
South Bend, NE receives an overall affordability grade of A- (80/100) based on Census, HUD, FBI, and DOL data. Median household income is $138,281. Median home value is $541,700.
What is the cost of living in South Bend?
Key cost metrics: Median rent $960/mo. 2BR fair market rent $1,368/mo. Infant childcare $9,737/yr. Median home value $541,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →