B-

South Deerfield, MA

Source:

Affordability Score: 67/100

Population: 4,600 · 1 ZIP codes

The affordability dashboard for South Deerfield, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,600 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $106,413, median home value of $413,500, median rent of $1,224 per month, and 37.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,866 per month (studio $1,287, 1BR $1,422, 3BR $2,237, 4BR $2,471). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for South Deerfield, MA include income, commute, rent. Unemployment currently reads 2.4% and poverty 6.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$106,413
Median household income
Education B-
37.7%
Bachelor's degree or higher
Housing D
3.9x
Home value $413,500 vs income
Commute A-
18 min
Average commute time
Rent B+
$1,866/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$17,160/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$106,413
▲ 72% vs national
Per Capita Income
$61,608
Unemployment Rate
2.4%
Poverty Rate
6.4%

Housing

Median Home Value
$413,500
▲ 50% vs national
Median Rent
$1,224/mo
Owner Occupied
81.2%
2BR Fair Market Rent
$1,866/mo
▲ 56% vs national

Fair Market Rents by Bedroom

Studio
$1,287
1BR
$1,422
2BR
$1,866
3BR
$2,237
4BR
$2,471

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.7%
▲ 8 ppt vs national
High School+
59.5%
Median Age
53.3
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
16% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

South Deerfield, MA receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 4,600. This area performs well in income and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is South Deerfield, MA affordable?
South Deerfield, MA receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $106,413. Median home value is $413,500.
What is the cost of living in South Deerfield?
Key cost metrics: Median rent $1,224/mo. 2BR fair market rent $1,866/mo. Infant childcare $17,160/yr. Median home value $413,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →