D

South Yarmouth, MA

Source:

Affordability Score: 43/100

Population: 9,371 · 1 ZIP codes

The affordability dashboard for South Yarmouth, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,371 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $82,125, median home value of $551,400, median rent of $1,832 per month, and 38.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,422 per month (studio $1,834, 1BR $1,846, 3BR $2,985, 4BR $3,428). Department of Labor data lists infant center-based childcare at $18,304 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, rent, childcare. Unemployment currently reads 7.8% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,125
Median household income
Education B-
38.5%
Bachelor's degree or higher
Housing F
6.7x
Home value $551,400 vs income
Commute C
25 min
Average commute time
Rent F
$2,422/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,304/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$82,125
▲ 32% vs national
Per Capita Income
$56,565
Unemployment Rate
7.8%
Poverty Rate
12.6%

Housing

Median Home Value
$551,400
▲ 101% vs national
Median Rent
$1,832/mo
Owner Occupied
77.8%
2BR Fair Market Rent
$2,422/mo
▲ 102% vs national

Fair Market Rents by Bedroom

Studio
$1,834
1BR
$1,846
2BR
$2,422
3BR
$2,985
4BR
$3,428

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.5%
▲ 9 ppt vs national
High School+
63.9%
Median Age
55.3
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$18,304/yr
22% of income
Toddler (Center)
$16,640/yr
Preschool (Center)
$14,040/yr
School-Age (Center)
$10,920/yr

What This Means

South Yarmouth, MA receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 9,371. Challenges include housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is South Yarmouth, MA affordable?
South Yarmouth, MA receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,125. Median home value is $551,400.
What is the cost of living in South Yarmouth?
Key cost metrics: Median rent $1,832/mo. 2BR fair market rent $2,422/mo. Infant childcare $18,304/yr. Median home value $551,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →