C-

Sparta, TN

Source:

Affordability Score: 50/100

Population: 23,825 · 1 ZIP codes

The affordability dashboard for Sparta, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 23,825 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $54,644, median home value of $207,800, median rent of $861 per month, and 15.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $992 per month (studio $751, 1BR $756, 3BR $1,240, 4BR $1,579). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sparta, TN include rent. Pressure points are education. Unemployment currently reads 5.9% and poverty 14.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,644
Median household income
Education F
15.2%
Bachelor's degree or higher
Housing D
3.8x
Home value $207,800 vs income
Commute C+
23 min
Average commute time
Rent B+
$992/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,811/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$54,644
▼ 12% vs national
Per Capita Income
$30,434
Unemployment Rate
5.9%
Poverty Rate
14.0%

Housing

Median Home Value
$207,800
▼ 24% vs national
Median Rent
$861/mo
Owner Occupied
77.0%
2BR Fair Market Rent
$992/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$751
1BR
$756
2BR
$992
3BR
$1,240
4BR
$1,579

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.2%
▼ 15 ppt vs national
High School+
55.2%
Median Age
44.3
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
12% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Sparta, TN receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 23,825. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sparta ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Sparta, TN affordable?
Sparta, TN receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,644. Median home value is $207,800.
What is the cost of living in Sparta?
Key cost metrics: Median rent $861/mo. 2BR fair market rent $992/mo. Infant childcare $6,811/yr. Median home value $207,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →