Spavinaw, OK

The affordability dashboard for Spavinaw, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,474 residents, then layers in county-level federal data to produce an overall grade of F (32/100). The headline inputs are median household income of $34,615, median home value of $100,300, median rent of $786 per month, and 4.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $731, 1BR $736, 3BR $1,233, 4BR $1,409). Department of Labor data lists infant center-based childcare at $10,766 per year, consuming 31% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 4.3% and poverty 28.1% — numbers worth keeping alongside the headline grade.