B

Spofford, NH

Source:

Affordability Score: 73/100

Population: 1,562 · 1 ZIP codes

The affordability dashboard for Spofford, NH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,562 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $115,313, median home value of $396,200, median rent of per month, and 50.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,926 per month (studio $1,328, 1BR $1,468, 3BR $2,518, 4BR $2,550). Department of Labor data lists infant center-based childcare at $14,803 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Spofford, NH include income, education, rent. Unemployment currently reads 3.6% and poverty 5.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$115,313
Median household income
Education A-
50.6%
Bachelor's degree or higher
Housing C-
3.4x
Home value $396,200 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,926/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$14,803/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$115,313
▲ 86% vs national
Per Capita Income
$66,371
Unemployment Rate
3.6%
Poverty Rate
5.7%

Housing

Median Home Value
$396,200
▲ 44% vs national
Median Rent
Owner Occupied
74.9%
2BR Fair Market Rent
$1,926/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,328
1BR
$1,468
2BR
$1,926
3BR
$2,518
4BR
$2,550

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
50.6%
▲ 21 ppt vs national
High School+
76.7%
Median Age
48.1
Avg. Commute

Childcare Costs

Infant (Center)
$14,803/yr
13% of income
Toddler (Center)
$14,034/yr
Preschool (Center)
$12,306/yr
School-Age (Center)
$11,014/yr

What This Means

Spofford, NH receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,562. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Spofford ZIP Codes
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What are common questions about this dashboard?

Is Spofford, NH affordable?
Spofford, NH receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $115,313. Median home value is $396,200.
What is the cost of living in Spofford?
Key cost metrics: 2BR fair market rent $1,926/mo. Infant childcare $14,803/yr. Median home value $396,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →