C-

Spokane, WA

Source:

Affordability Score: 53/100

Population: 342,856 · 14 ZIP codes

The affordability dashboard for Spokane, WA aggregates Census ACS 5-Year Estimates across 14 ZIP codes covering 342,856 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $77,737, median home value of $390,732, median rent of $1,277 per month, and 33.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,531 per month (studio $1,103, 1BR $1,193, 3BR $2,088, 4BR $2,506). Department of Labor data lists infant center-based childcare at $14,992 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 5.3% and poverty 12.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$77,737
Median household income
Education C
33.3%
Bachelor's degree or higher
Housing F
5.0x
Home value $390,732 vs income
Commute B-
21 min
Average commute time
Rent B-
$1,531/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,992/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$77,737
▲ 25% vs national
Per Capita Income
$41,460
Unemployment Rate
5.3%
Poverty Rate
12.6%

Housing

Median Home Value
$390,732
▲ 42% vs national
Median Rent
$1,277/mo
Owner Occupied
61.5%
2BR Fair Market Rent
$1,531/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,103
1BR
$1,193
2BR
$1,531
3BR
$2,088
4BR
$2,506

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.3%
▲ 3 ppt vs national
High School+
57.4%
Median Age
38.5
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$14,992/yr
19% of income
Toddler (Center)
$11,860/yr
Preschool (Center)
$11,860/yr
School-Age (Center)
$12,200/yr

What This Means

Spokane, WA receives an overall affordability grade of C- (53/100), aggregated from 14 ZIP codes with a total population of 342,856. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Spokane ZIP Codes
View all 14 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Spokane, WA affordable?
Spokane, WA receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,737. Median home value is $390,732.
What is the cost of living in Spokane?
Key cost metrics: Median rent $1,277/mo. 2BR fair market rent $1,531/mo. Infant childcare $14,992/yr. Median home value $390,732.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →