D

Tacoma, WA

Source:

Affordability Score: 48/100

Population: 322,873 · 21 ZIP codes

The affordability dashboard for Tacoma, WA aggregates Census ACS 5-Year Estimates across 21 ZIP codes covering 322,873 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $87,292, median home value of $510,065, median rent of $1,753 per month, and 31.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,971 per month (studio $1,428, 1BR $1,605, 3BR $2,733, 4BR $3,102). Department of Labor data lists infant center-based childcare at $17,034 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 5.4% and poverty 11.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$87,292
Median household income
Education C-
31.4%
Bachelor's degree or higher
Housing F
5.8x
Home value $510,065 vs income
Commute F
29 min
Average commute time
Rent C
$1,971/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,034/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$87,292
▲ 41% vs national
Per Capita Income
$43,626
Unemployment Rate
5.4%
Poverty Rate
11.6%

Housing

Median Home Value
$510,065
▲ 85% vs national
Median Rent
$1,753/mo
Owner Occupied
55.6%
2BR Fair Market Rent
$1,971/mo
▲ 64% vs national

Fair Market Rents by Bedroom

Studio
$1,428
1BR
$1,605
2BR
$1,971
3BR
$2,733
4BR
$3,102

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.4%
▲ 1 ppt vs national
High School+
58.0%
Median Age
37.0
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$17,034/yr
20% of income
Toddler (Center)
$12,951/yr
Preschool (Center)
$12,951/yr
School-Age (Center)
$19,472/yr

What This Means

Tacoma, WA receives an overall affordability grade of D (48/100), aggregated from 21 ZIP codes with a total population of 322,873. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Tacoma ZIP Codes
View all 21 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Tacoma, WA affordable?
Tacoma, WA receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $87,292. Median home value is $510,065.
What is the cost of living in Tacoma?
Key cost metrics: Median rent $1,753/mo. 2BR fair market rent $1,971/mo. Infant childcare $17,034/yr. Median home value $510,065.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →