D

Spring Grove, MN

Source:

Affordability Score: 49/100

Population: 2,132 · 1 ZIP codes

The affordability dashboard for Spring Grove, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,132 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $59,205, median home value of $186,300, median rent of $947 per month, and 24.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,166 per month (studio $804, 1BR $889, 3BR $1,515, 4BR $1,903). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute, childcare. Unemployment currently reads 5.8% and poverty 5.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,205
Median household income
Education F
24.6%
Bachelor's degree or higher
Housing C+
3.1x
Home value $186,300 vs income
Commute F
33 min
Average commute time
Rent B-
$1,166/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,388/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$59,205
▼ 5% vs national
Per Capita Income
$36,603
Unemployment Rate
5.8%
Poverty Rate
5.2%

Housing

Median Home Value
$186,300
▼ 32% vs national
Median Rent
$947/mo
Owner Occupied
79.4%
2BR Fair Market Rent
$1,166/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$804
1BR
$889
2BR
$1,166
3BR
$1,515
4BR
$1,903

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.6%
▼ 5 ppt vs national
High School+
61.4%
Median Age
49.3
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$11,388/yr
19% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Spring Grove, MN receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 2,132. Challenges include education and commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Spring Grove, MN affordable?
Spring Grove, MN receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,205. Median home value is $186,300.
What is the cost of living in Spring Grove?
Key cost metrics: Median rent $947/mo. 2BR fair market rent $1,166/mo. Infant childcare $11,388/yr. Median home value $186,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →