C+

Springfield, NE

Source:

Affordability Score: 63/100

Population: 3,158 · 1 ZIP codes

The affordability dashboard for Springfield, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,158 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $98,238, median home value of $367,200, median rent of $1,286 per month, and 27.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,368 per month (studio $1,090, 1BR $1,148, 3BR $1,813, 4BR $2,046). Department of Labor data lists infant center-based childcare at $12,675 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Springfield, NE include income, rent. Unemployment currently reads 2.9% and poverty 3.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$98,238
Median household income
Education D
27.7%
Bachelor's degree or higher
Housing D
3.7x
Home value $367,200 vs income
Commute D
26 min
Average commute time
Rent A
$1,368/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$12,675/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$98,238
▲ 58% vs national
Per Capita Income
$45,733
Unemployment Rate
2.9%
Poverty Rate
3.8%

Housing

Median Home Value
$367,200
▲ 34% vs national
Median Rent
$1,286/mo
Owner Occupied
83.4%
2BR Fair Market Rent
$1,368/mo
▲ 14% vs national

Fair Market Rents by Bedroom

Studio
$1,090
1BR
$1,148
2BR
$1,368
3BR
$1,813
4BR
$2,046

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.7%
▼ 2 ppt vs national
High School+
58.0%
Median Age
41.2
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$12,675/yr
13% of income
Toddler (Center)
$11,759/yr
Preschool (Center)
$10,660/yr
School-Age (Center)
$9,208/yr

What This Means

Springfield, NE receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 3,158. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Springfield, NE affordable?
Springfield, NE receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $98,238. Median home value is $367,200.
What is the cost of living in Springfield?
Key cost metrics: Median rent $1,286/mo. 2BR fair market rent $1,368/mo. Infant childcare $12,675/yr. Median home value $367,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →