D

Squaw Lake, MN

Source:

Affordability Score: 45/100

Population: 318 · 1 ZIP codes

The affordability dashboard for Squaw Lake, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 318 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $50,833, median home value of $146,900, median rent of $542 per month, and 11.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,074 per month (studio $754, 1BR $860, 3BR $1,401, 4BR $1,516). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 10.7% and poverty 18.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,833
Median household income
Education F
11.9%
Bachelor's degree or higher
Housing B
2.9x
Home value $146,900 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,074/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,388/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$50,833
▼ 18% vs national
Per Capita Income
$26,334
Unemployment Rate
10.7%
Poverty Rate
18.0%

Housing

Median Home Value
$146,900
▼ 47% vs national
Median Rent
$542/mo
Owner Occupied
79.2%
2BR Fair Market Rent
$1,074/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$754
1BR
$860
2BR
$1,074
3BR
$1,401
4BR
$1,516

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.9%
▼ 18 ppt vs national
High School+
46.3%
Median Age
58.4
Avg. Commute

Childcare Costs

Infant (Center)
$11,388/yr
22% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Squaw Lake, MN receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 318. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Squaw Lake, MN affordable?
Squaw Lake, MN receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,833. Median home value is $146,900.
What is the cost of living in Squaw Lake?
Key cost metrics: Median rent $542/mo. 2BR fair market rent $1,074/mo. Infant childcare $11,388/yr. Median home value $146,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →