C

Stella, MO

Source:

Affordability Score: 55/100

Population: 1,440 · 1 ZIP codes

The affordability dashboard for Stella, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,440 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $55,474, median home value of $184,900, median rent of $625 per month, and 24.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $888 per month (studio $672, 1BR $677, 3BR $1,235, 4BR $1,490).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Stella, MO include rent. Pressure points are education. Unemployment currently reads 2.1% and poverty 22.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,474
Median household income
Education F
24.1%
Bachelor's degree or higher
Housing C
3.3x
Home value $184,900 vs income
Commute N/A
N/A
Average commute time
Rent A-
$888/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$55,474
▼ 11% vs national
Per Capita Income
$26,708
Unemployment Rate
2.1%
Poverty Rate
22.2%

Housing

Median Home Value
$184,900
▼ 33% vs national
Median Rent
$625/mo
Owner Occupied
92.5%
2BR Fair Market Rent
$888/mo
▼ 26% vs national

Fair Market Rents by Bedroom

Studio
$672
1BR
$677
2BR
$888
3BR
$1,235
4BR
$1,490

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.1%
▼ 6 ppt vs national
High School+
45.5%
Median Age
35.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Stella, MO receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 1,440. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Stella ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Stella, MO affordable?
Stella, MO receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,474. Median home value is $184,900.
What is the cost of living in Stella?
Key cost metrics: Median rent $625/mo. 2BR fair market rent $888/mo. Median home value $184,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →