B

Stone Ridge, NY

Source:

Affordability Score: 74/100

Population: 2,733 · 1 ZIP codes

The affordability dashboard for Stone Ridge, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,733 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $119,779, median home value of $467,200, median rent of per month, and 60.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,818 per month (studio $1,303, 1BR $1,386, 3BR $2,245, 4BR $2,407). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Stone Ridge, NY include income, education, rent. Unemployment currently reads 7.8% and poverty 10.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$119,779
Median household income
Education A+
60.5%
Bachelor's degree or higher
Housing F
3.9x
Home value $467,200 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,818/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$14,820/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$119,779
▲ 93% vs national
Per Capita Income
$66,477
Unemployment Rate
7.8%
Poverty Rate
10.6%

Housing

Median Home Value
$467,200
▲ 70% vs national
Median Rent
Owner Occupied
91.2%
2BR Fair Market Rent
$1,818/mo
▲ 52% vs national

Fair Market Rents by Bedroom

Studio
$1,303
1BR
$1,386
2BR
$1,818
3BR
$2,245
4BR
$2,407

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
60.5%
▲ 31 ppt vs national
High School+
79.6%
Median Age
44.3
Avg. Commute

Childcare Costs

Infant (Center)
$14,820/yr
12% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Stone Ridge, NY receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 2,733. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Stone Ridge, NY affordable?
Stone Ridge, NY receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $119,779. Median home value is $467,200.
What is the cost of living in Stone Ridge?
Key cost metrics: 2BR fair market rent $1,818/mo. Infant childcare $14,820/yr. Median home value $467,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →