Stuart, IA

The affordability dashboard for Stuart, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,330 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $71,083, median home value of $210,400, median rent of $678 per month, and 18.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $8,534 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 2.8% and poverty 9.8% — numbers worth keeping alongside the headline grade.