F

Summerfield, OH

Source:

Affordability Score: 19/100

Population: 865 · 1 ZIP codes

The affordability dashboard for Summerfield, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 865 residents, then layers in county-level federal data to produce an overall grade of F (19/100). The headline inputs are median household income of , median home value of $172,400, median rent of $642 per month, and 14.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $983 per month (studio $744, 1BR $749, 3BR $1,210, 4BR $1,386). Department of Labor data lists infant center-based childcare at $11,537 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.8% and poverty 18.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education F
14.7%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$37,458
Unemployment Rate
6.8%
Poverty Rate
18.8%

Housing

Median Home Value
$172,400
▼ 37% vs national
Median Rent
$642/mo
Owner Occupied
88.6%
2BR Fair Market Rent
$983/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$744
1BR
$749
2BR
$983
3BR
$1,210
4BR
$1,386

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.7%
▼ 15 ppt vs national
High School+
64.8%
Median Age
64.9
Avg. Commute

Childcare Costs

Infant (Center)
$11,537/yr
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$6,552/yr

What This Means

Summerfield, OH receives an overall affordability grade of F (19/100), aggregated from 1 ZIP codes with a total population of 865. Challenges include education. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Summerfield, OH affordable?
Summerfield, OH receives an overall affordability grade of F (19/100) based on Census, HUD, FBI, and DOL data. Median home value is $172,400.
What is the cost of living in Summerfield?
Key cost metrics: Median rent $642/mo. 2BR fair market rent $983/mo. Infant childcare $11,537/yr. Median home value $172,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →