A-

Swan, IA

Source:

Affordability Score: 82/100

Population: 243 · 1 ZIP codes

The affordability dashboard for Swan, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 243 residents, then layers in county-level federal data to produce an overall grade of A- (82/100). The headline inputs are median household income of $112,292, median home value of $278,600, median rent of per month, and 36.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,016 per month (studio $701, 1BR $808, 3BR $1,218, 4BR $1,356). Department of Labor data lists infant center-based childcare at $8,434 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Swan, IA include income, housing, rent, childcare. Unemployment currently reads 0.0% and poverty 2.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$112,292
Median household income
Education C+
36.7%
Bachelor's degree or higher
Housing A-
2.5x
Home value $278,600 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,016/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$8,434/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$112,292
▲ 81% vs national
Per Capita Income
$51,380
Unemployment Rate
0.0%
Poverty Rate
2.5%

Housing

Median Home Value
$278,600
▲ 1% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,016/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$701
1BR
$808
2BR
$1,016
3BR
$1,218
4BR
$1,356

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.7%
▲ 7 ppt vs national
High School+
62.1%
Median Age
50.5
Avg. Commute

Childcare Costs

Infant (Center)
$8,434/yr
8% of income
Toddler (Center)
$7,268/yr
Preschool (Center)
$7,268/yr
School-Age (Center)
$5,814/yr

What This Means

Swan, IA receives an overall affordability grade of A- (82/100), aggregated from 1 ZIP codes with a total population of 243. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Swan ZIP Codes
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What are common questions about this dashboard?

Is Swan, IA affordable?
Swan, IA receives an overall affordability grade of A- (82/100) based on Census, HUD, FBI, and DOL data. Median household income is $112,292. Median home value is $278,600.
What is the cost of living in Swan?
Key cost metrics: 2BR fair market rent $1,016/mo. Infant childcare $8,434/yr. Median home value $278,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →