C-

Swanton, VT

Source:

Affordability Score: 50/100

Population: 7,690 · 1 ZIP codes

The affordability dashboard for Swanton, VT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,690 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $77,154, median home value of $288,700, median rent of $1,286 per month, and 24.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,140 per month (studio $1,497, 1BR $1,651, 3BR $2,745, 4BR $2,833).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 4.7% and poverty 11.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$77,154
Median household income
Education F
24.0%
Bachelor's degree or higher
Housing D
3.7x
Home value $288,700 vs income
Commute C
25 min
Average commute time
Rent F
$2,140/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$77,154
▲ 24% vs national
Per Capita Income
$37,927
Unemployment Rate
4.7%
Poverty Rate
11.8%

Housing

Median Home Value
$288,700
▲ 5% vs national
Median Rent
$1,286/mo
Owner Occupied
77.3%
2BR Fair Market Rent
$2,140/mo
▲ 78% vs national

Fair Market Rents by Bedroom

Studio
$1,497
1BR
$1,651
2BR
$2,140
3BR
$2,745
4BR
$2,833

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.0%
▼ 6 ppt vs national
High School+
66.7%
Median Age
42.1
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Swanton, VT receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 7,690. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Swanton ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Swanton, VT affordable?
Swanton, VT receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,154. Median home value is $288,700.
What is the cost of living in Swanton?
Key cost metrics: Median rent $1,286/mo. 2BR fair market rent $2,140/mo. Median home value $288,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →