B+

Swedesboro, NJ

Source:

Affordability Score: 77/100

Population: 18,737 · 1 ZIP codes

The affordability dashboard for Swedesboro, NJ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,737 residents, then layers in county-level federal data to produce an overall grade of B+ (77/100). The headline inputs are median household income of $134,762, median home value of $384,500, median rent of $1,811 per month, and 50.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423). Department of Labor data lists infant center-based childcare at $15,789 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Swedesboro, NJ include income, education, rent. Unemployment currently reads 4.3% and poverty 10.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$134,762
Median household income
Education A-
50.1%
Bachelor's degree or higher
Housing B
2.9x
Home value $384,500 vs income
Commute D
28 min
Average commute time
Rent A
$1,810/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$15,789/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$134,762
▲ 117% vs national
Per Capita Income
$49,188
Unemployment Rate
4.3%
Poverty Rate
10.2%

Housing

Median Home Value
$384,500
▲ 40% vs national
Median Rent
$1,811/mo
Owner Occupied
82.8%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
50.1%
▲ 20 ppt vs national
High School+
72.2%
Median Age
36.8
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$15,789/yr
12% of income
Toddler (Center)
$15,303/yr
Preschool (Center)
$15,303/yr
School-Age (Center)
$7,646/yr

What This Means

Swedesboro, NJ receives an overall affordability grade of B+ (77/100), aggregated from 1 ZIP codes with a total population of 18,737. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Swedesboro ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Swedesboro, NJ affordable?
Swedesboro, NJ receives an overall affordability grade of B+ (77/100) based on Census, HUD, FBI, and DOL data. Median household income is $134,762. Median home value is $384,500.
What is the cost of living in Swedesboro?
Key cost metrics: Median rent $1,811/mo. 2BR fair market rent $1,810/mo. Infant childcare $15,789/yr. Median home value $384,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →