B+

Swisher, IA

Source:

Affordability Score: 78/100

Population: 3,283 · 1 ZIP codes

The affordability dashboard for Swisher, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,283 residents, then layers in county-level federal data to produce an overall grade of B+ (78/100). The headline inputs are median household income of $119,605, median home value of $392,700, median rent of $1,215 per month, and 46.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,141 per month (studio $880, 1BR $961, 3BR $1,587, 4BR $1,914). Department of Labor data lists infant center-based childcare at $9,183 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Swisher, IA include income, education, rent, childcare. Unemployment currently reads 2.4% and poverty 3.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$119,605
Median household income
Education B+
46.5%
Bachelor's degree or higher
Housing C
3.3x
Home value $392,700 vs income
Commute B-
22 min
Average commute time
Rent A+
$1,141/mo
2BR fair market rent (11% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$9,183/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$119,605
▲ 93% vs national
Per Capita Income
$61,228
Unemployment Rate
2.4%
Poverty Rate
3.8%

Housing

Median Home Value
$392,700
▲ 43% vs national
Median Rent
$1,215/mo
Owner Occupied
93.3%
2BR Fair Market Rent
$1,141/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$880
1BR
$961
2BR
$1,141
3BR
$1,587
4BR
$1,914

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
46.5%
▲ 17 ppt vs national
High School+
64.3%
Median Age
45.2
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$9,183/yr
8% of income
Toddler (Center)
$7,913/yr
Preschool (Center)
$7,913/yr
School-Age (Center)
$6,330/yr

What This Means

Swisher, IA receives an overall affordability grade of B+ (78/100), aggregated from 1 ZIP codes with a total population of 3,283. This area performs well in income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Swisher, IA affordable?
Swisher, IA receives an overall affordability grade of B+ (78/100) based on Census, HUD, FBI, and DOL data. Median household income is $119,605. Median home value is $392,700.
What is the cost of living in Swisher?
Key cost metrics: Median rent $1,215/mo. 2BR fair market rent $1,141/mo. Infant childcare $9,183/yr. Median home value $392,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →