F

Talco, TX

Source:

Affordability Score: 23/100

Population: 1,541 · 1 ZIP codes

The affordability dashboard for Talco, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,541 residents, then layers in county-level federal data to produce an overall grade of F (23/100). The headline inputs are median household income of $31,912, median home value of $151,100, median rent of $773 per month, and 14.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $774, 1BR $779, 3BR $1,263, 4BR $1,288). Department of Labor data lists infant center-based childcare at $6,292 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 4.0% and poverty 31.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$31,912
Median household income
Education F
14.2%
Bachelor's degree or higher
Housing F
4.7x
Home value $151,100 vs income
Commute N/A
N/A
Average commute time
Rent F
$973/mo
2BR fair market rent (37% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,292/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$31,912
▼ 49% vs national
Per Capita Income
$18,471
Unemployment Rate
4.0%
Poverty Rate
31.2%

Housing

Median Home Value
$151,100
▼ 45% vs national
Median Rent
$773/mo
Owner Occupied
86.1%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$774
1BR
$779
2BR
$973
3BR
$1,263
4BR
$1,288

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.2%
▼ 16 ppt vs national
High School+
48.8%
Median Age
33.9
Avg. Commute

Childcare Costs

Infant (Center)
$6,292/yr
20% of income
Toddler (Center)
$5,928/yr
Preschool (Center)
$5,824/yr
School-Age (Center)
$5,564/yr

What This Means

Talco, TX receives an overall affordability grade of F (23/100), aggregated from 1 ZIP codes with a total population of 1,541. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Talco ZIP Codes
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What are common questions about this dashboard?

Is Talco, TX affordable?
Talco, TX receives an overall affordability grade of F (23/100) based on Census, HUD, FBI, and DOL data. Median household income is $31,912. Median home value is $151,100.
What is the cost of living in Talco?
Key cost metrics: Median rent $773/mo. 2BR fair market rent $973/mo. Infant childcare $6,292/yr. Median home value $151,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →